Dental Insurance and Payment Options

Financing Your Care


In our office, we offer high quality care and payment options that work for all of our patients. Below you will find a list of insurance and payment options that we accept. If you don’t see your preferred method on our list, please call our office at Ryan J Davis DMD MS Phone Number 309-691-6054 to find out what other options may be available to you.

Dental Insurance Plans:

We are contracted with Delta Dental and Cigna Dental. While we are in-network with these insurance plans, we will also bill most other dental insurance plans as a courtesy to our patients. Please note that we do not bill State Insurance plans, including Medicare, Medicaid, or Molina, or any supplemental plans associated with these programs.

Insurance benefits and coverage vary by plan, so we recommend contacting your insurance provider to confirm your specific benefits and coverage prior to your appointment.

Payment options:

  • Cash or Check: Always accepted.
  • Credit Card: Visa, MasterCard, Discover, or American Express.
  • CareCredit: Apply online (www.carecredit.com) or in our office.

Please note: Payment is due at the time of service.

As a courtesy to you, we will bill your insurance company and track claims. Please keep us informed of any changes to your insurance plan. You are responsible for the fees charged by our office, no matter what your insurance coverage may be. Most insurance companies should respond to the claim within four to six weeks. Any remaining cost is your responsibility.

We are here to help! Please call for more information about financing your oral health needs in our office!